Road safety. Green card: what you need to know before its abolition on April 1

In a week, the famous “green butterfly” will no longer be mandatory. But seven out of ten French people say they are poorly informed about this reform and one out of three is not even aware of its entry into force.

. Here are the answers to the questions you are asking yourself.

Why is the paper label removed?

This is a simplification measure: for motorists, who will no longer have to periodically change their sticker and, therefore, will no longer be fined if they forget it. And for insurers, they will save time and reduce their carbon footprint by avoiding printing some “50 million letters,” estimates the French Insurance Federation. By the way, the measure makes it possible to fight fraud, the Government emphasizes, because a paper label could easily be forged or left on the windshield, even in the event of cancellation of the contract.

How will the controls be carried out?Be careful, if the sticker disappears from 1 Ahem

April, the obligation to take out civil liability insurance (“third parties”) is maintained to cover possible damages caused by your vehicle to third parties. In case of non-compliance, you risk up to 3,750 euros, in addition to the cancellation of your license and/or the confiscation of the vehicle. Therefore, if you are stopped on the road, you will no longer have to present any supporting documents: the police will simply enter your registration number in the Insured Vehicle File (FVA) and check that it is in order.

How to check that you are correctly registered in this digital file?All registered vehicles must appear in the Insured Vehicle File. The latter is completed by insurers, who are obliged to provide information on any subscription or termination of the contract within 72 hours. You can now check if you are registered on the website (you will need to enter your license plate and vehicle identification number) or call 01 83 64 32 22 (from 1 Ahem

April). If you are not on file, contact your insurer.

What is the “insured vehicle report”?

Instead of the green card, your insurer will issue you an “Insured Vehicle Memorandum”, in printed version (one time only) and in digital format. In particular, it will serve as proof of insurance during the first 15 days of a contract. After which, only registration with the FVA will be valid. Do not throw away your old green card until you receive this ”Memorandum”. And keep it in the glove compartment of your vehicle. It is not mandatory, but it is recommended, because there you will find useful information to make a report or file a claim.

What to do if you change your insurer or vehicle?If you change insurance, you don’t need to take any action. Your new insurer will be in charge of declaring your new coverage in the Insured Vehicle File and will send you your “Memo”. If you purchase a new vehicle after 1 Ahem

In April, you will have a provisional registration certificate proving your recent acquisition, which you can present to the police, as well as the ”Memo” provided by your insurer.

What happens if you lend or borrow a car?

If you lend a vehicle, leave the “insured vehicle note” in the glove compartment, advises France Assureurs. And “when you borrow a car, check that it is registered in the Registry of Insured Vehicles, because if not, it is you, the driver, who will be responsible, in the event of an accident, for the amount of the fine and the damage caused.” ​​to third parties, plus a contribution to the Victims Guarantee Fund (FGAO).”

Are there any steps to follow when traveling abroad?

French registration constitutes a presumption of insurance in 35 countries: Germany, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, Great Britain, Greece, Hungary, Ireland, Iceland, Italy, Luxembourg , Latvia, Liechtenstein, Lithuania, Malta, Montenegro, Norway, Netherlands, Poland, Portugal, Andorra, Slovakia, Czech Republic, Romania, Serbia, Slovenia, Sweden and Switzerland. Therefore, no action is required for these destinations. For others, contact your insurer.

What about electric scooters?

Please note that the green card does not disappear for unregistered vehicles, such as electric scooters, hoverboards, or other motorized personal travel devices (EDPM). It is also retained for certain quads, minibikes, electric bicycles and ride-on lawn mowers. As before, the sticker must be placed on these vehicles. But the card and insurance certificate will now print white.

Will speed cameras fine you for lack of insurance?

“No,” the inter-ministerial delegation of Road Safety told us clearly. During the testing phase of the Insured Vehicle File, people caught speeding, who also lacked insurance, received a letter ordering them to regularize their situation. “It was an educational measure, organized within the framework of the FVA experiment, and which was not renewed,” he still assures. In any case, not at the moment.

Survey carried out by Leocare ensures from March 8 to 11, 2024 among 1,000 French people over 18 years of age.

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